10 Top Highest Paying Jobs/ Careers In California

High Paying Careers in California

If you are looking for a good and high paying jobs in a busy city like California, than here are some tips for you. 

What are the highest paying jobs in California!? 

After reading this article, you will know the highest paying jobs in California. 

1. Networking

Networking is one of the best ways to find a good paying job in a busy city like California. If you are able to build relationships with people in your field, you will be able to find opportunities that you may not have been aware of.

2. Computer and Information Systems Managers ($185,640 yearly)

Computer And Information Systems Managers typically work in offices and can work up to 40 hours per week. However, if a deadline is approaching or an issue arises, the computer information systems manager may be required to work on weekends in order to achieve the deadline. 

Computer information systems managers typically hold a bachelor’s degree in a computer-related field such as management information systems, information science, or computer science. 

3. Physicians (Salary: $210,140 yearly)

Every physician gets medical training that allows him to diagnose and treat medical problems properly. A physician in another country makes well and so maintains one of the highest-paying jobs in California.

4. Chief Executive Officers (Salary: $216,520 yearly)

Every Chief Executive Office has a distinct method of accomplishing goals, and their responsibilities vary widely. A CEO of a construction company will not actively execute the same duties as a CEO of a small retailer. We do know, however, that they have the same recruiting and firing responsibilities.

A strong CEO must actively motivate and communicate with his junior colleagues or staff members. Furthermore, he must be a person of honesty and reward quality performance.

5. Nurse Anesthetists (Salary: $227,290 Yearly)

Nurse anesthetists are advanced practice registered nurses who assist patients during surgical, diagnostic, and obstetric procedures. These nurses have a master’s degree in nursing practice.

They also perform patient examinations to decide the appropriate type of anesthesia to utilize. They obtain their findings by reviewing current allergies and medical data in order to offer the appropriate medication.

6. Airline Pilots (Salary: $208,070 yearly)

An aircraft pilot, often known as an aviator, is the primary controller of an aircraft, controlling its directional flying controls. Although he is the primary navigator, he is not alone in this role, as other aircrew personnel such as navigators and flight engineers are also considered aviators

7. Obstetricians and Gynecologists (Salary: $236,730 Yearly)

Obstetricians and gynecologists have comparable health functions, although there are some minor distinctions. While an Obstetrician is concerned with the conception, pregnancy, and childbirth, a Gynecologist is concerned with all matters concerning women.

Regardless of their disparities, these two specialists earn the same amount of money from their skills. 

8. Psychiatrists (Salary: $236,930 yearly)

A psychiatrist is a doctor who specializes in psychiatry, which is the branch of medicine that deals with the diagnosis, prevention, research, and treatment of mental diseases. These specialists assess patients to establish whether their symptoms are the result of a physical ailment.

As a medical specialty, psychology encompasses a wide range of disciplines, including forensic psychiatry, addiction psychiatry, child and adolescent psychiatry, geriatric psychiatry, and hospice and palliative medicine.

9. Surgeons (Salary: $248,100 Yearly)

A surgeon is a physician who uses surgical or manual methods to physically change body tissues to treat disease, damage, or deformity. However, there are various types of surgery, and each of these processes is performed by a different surgeon.

Surgeons are medical degree holders who have important expertise in many fields

10. Check out job postings online

One of the best ways to find good paying jobs in California is to check out job postings online. This allows you to see all of the different positions that are available and see which one best suits your skills and qualifications.

Highest Paying careers/ Jobs in California Without a Degree

Even if you don’t have a bachelor’s degree, you can make a lot of money in California. Many well-paying jobs do not necessitate a college diploma. Instead, these professions necessitate skills, experience, and prior knowledge.

The following are some high-paying jobs that you can achieve without a degree:

• Patrol Officer
• Executive Assistant
• Sales Representative
• Flight Attendant
• Electrician
• Plumber
• Structural Iron and Steelworker

Average Salary in California  

In a big city like California, the average hourly wage (Hourly Wage) is $45. This indicates that the average Californian makes around $45 per hour worked according to statistics. 

So travel and find your dream jobs in California. _

High Paying Careers in California

Posted by Lovehubmedia

5 Ways to Improve Communication Within Your Small Business

Communication is the glue that holds a business together. When executed effectively, strong communication can increase productivity, mitigate pitfalls and resolve issues in the workplace. When executed inefficiently, it can lead to lost revenue, employee conflict and a hostile work environment.

Here are 5 ways to improve staff communication in your small business.

1. Become a Great Listener

Communication begins with active listening. Active listening is no easy skill, especially in a work setting where conversations typically have a superior and subordinate. 

Regardless of your position in a company, to be an effective communicator you need to learn the art of active listening. Great listeners can concentrate entirely on what is being said, understand the details expressed, respond when appropriate and remember the information communicated.

To improve your listening skills, try removing all distractions from the conversation. This could mean turning off your phone, shutting your computer or moving the conversation to a quiet office space. Distractions can make it difficult to concentrate and can decrease your attentiveness.

Another easy way to improve your listening skills is to become a diligent note taker during meetings and conversations. These small steps can quickly get you on the path to becoming a great listener and thus, improving your overall communication skills.

2. Make Important Documents and Information Easily Accessible

Every company has a unique set of information that is pertinent to how that specific organization operates. This could include:

• Employee protocol and benefits plan
• Operational workflows and processes
• Style guides and branding documents
• Training materials and tutorials
• Marketing collateral and templates
• Organization mission statement and vision plan

Any other information for employees or the company at large

This information plays a critical role in how the business and employees interact. Thus, it’s important to make sure it’s communicated to all new hires and periodically to employees. The documents should also be easily accessible either through an online Wiki or some other method that lets employees find and access the information anytime. 

By making important information readily available to all employees, you’re developing a sustainable communication resource to keep all employees informed.

3. Leverage Technology for Integrated Communication

Decades ago, businesses had very limited communication methods within their company. Due to the advancements in communication technology, you now have many more resources at your disposal.  

Changes to mobile technology have affected communication in and out of the workplace. It’s estimated that by the end of 2017, 67% of small businesses will have a mobile application for their business, with roughly 49% having an in-house team to support mobile app development and investment. No longer can small businesses ignore the impact that mobile devices have in your ability to communicate with your employees and even your clients.

Utilizing a service like Text Request can vastly improve your internal communication methods. They make it easy for businesses to communicate with their employees and groups via mobile text messages.

Communication technology isn’t just limited to text messaging. Remote employment, telecommuting, virtual offices or any other type of work-from-home engagements are made easier due to the advancements of communication technology.

Software like Skype, GoToMeeting, and other video/audio conferencing technology has made it easier for companies to communicate with employees that work outside the office.

Because you can often find contract employees and freelancers at a margin of the cost of internal hires, you can drastically improve your bottom line by understanding how to leverage communication technologies that let you manage employees remotely.

4. Use a Dedicated Internal Communication Platform

In addition to the technologies mentioned above, you may want to find a dedicated workspace to house your day-to-day communication.

There are many web applications that can help companies facilitate employee-to-employee communication and document sharing, like Slack. Slack is the fastest growing business app of all time and averages about 5 million active users every day.

Slack allows employees to message individual employees in real-time. You can also set up channels and group chats for collaborative messaging. Slack integrates with other applications that allow for easy file sharing, document collaborating, note-taking, and other communication processes.

Facebook recently launched their own version of Slack, known as Workplace. The concept being, develop a platform that lets employees within an organization easily communicate and share important documents and information in a collaborative and streamlined manner.

5. Find Easy and Reliable Feedback Resources

Most people think the communication stops after the conversation, but that couldn’t be further from the truth. Feedback is the response or reaction that follows, and it’s a critical step in the communication loop for businesses.

To succeed at communicating, your business needs to find a process for collecting and disseminating feedback in a fluid manner. It’s important to remember that feedback shouldn’t be one-way, especially not top-down. Two tools that can help you collect and store feedback are Officevibe and Small Improvements.

Officevibe is a simple tool that creates scheduled surveys for employees. It asks a combination of personal and corporate-specific questions to help management get a pulse for the organization.

Small Improvements is a performance feedback tool that combines employee reviews and goal-oriented objectives into one interface. This software makes it easy for managers to create and track milestones for employees, while also giving the company a resource for measuring individual and organizational growth.

Communication is more than just relaying information; it is a powerful tool that can improve employee morale, mitigate issues in the workplace and increase productivity. Even small businesses need to analyze their communication methods to optimize the channels they use to send and receive messages, reinforce positive communication skills into their employees, and develop a culture that welcomes and encourages feedback and professional growth.

Keep the tips above in mind as you look to improve your internal communication in your small business.

5 Ways to Improve Communication Within Your Small Business

Posted by Lovehubmedia

Small Business Startup Ideas

 

The news is in abeyance that there are no longer job opportunities to accommodate the massive number of graduates all around the world. There are millions of graduates that are hovering the streets looking for one job opportunity or the other to engage themselves in.

 To be honest and sincere, it is imperative for graduates to be enlightened and informed about small businesses they could engage themselves in after having left the four walls of the college; the essence of this is so as to give the graduate an option in a situation whereby the availability of jobs is minimal just as is obtainable today. 

Small businesses are the only means for the graduate to put some money in his pocket pending when he can get a paying job. While some graduates have delved into business after coming into self-realization, most graduates still prefer sitting on the computer and blasting their resumes with the hope that one day they will get called on to come for an interview.

 I am not saying it is a bad idea to send out resumes; what I am driving at is that graduates should activate their sixth sense and look for small a business to engage in.

A small business can be referred to as a privately owned and operated business with few numbers of employees ranging from fewer than 15 employees. Small businesses are privately owned corporations, partnerships or one man business.

 Small businesses include photography, convenience stores, hair dressers, traders, lawyers, accountant, restaurants, tradesmen etc. Photography is one small business that has gained a lot of popularity across the globe, people always want to see themselves on that glossy hard copy paper even with the inception of mobile phones with camera and digital cameras, there is still great need for having a hard copy in an album. 

Photography business can be started on a very low scale; all you need is a good camera and a printing machine to print out the pictures. It is imperative to acquire photo skills before you delve into this business so as to make your work quality and professional.

Before you begin any small business, it is important that you put the following parameters into consideration:

Consider Your Interest: I would not advise that you startup any business without being interested in that business; it would be a waste of time and resource if you are not interested in your business.

 The end point is that you might get frustrated and fold up. Before you start a small business, you should do your home work; I mean you should write down a list of things you would like to engage in naturally, money should not be priority at first just make sure you find fun in what you are doing and then you just sit back and watch the profits rolling in naturally.

Capital: A lot of people believe that you need to have a huge amount of money before starting a business; I totally disapprove of that saying as I have seen lots of businesses start-up on a very small basis with little finance and grow over time. 

The truth is that you do not need mega money to start-up a small business. If finance is an issue, you can come up with a solid business plan and partner with people who have the funding for the business.

Location: Most small businesses do not thrive as a result of the business location. The base of a business is location. You cannot possibly expect a boom by setting up Mc Donald's in a very remote village; the inhabitants would rather stick to their local meals since it is affordable. 

Where you setup your business is key to the success of that business. You need to do a survey before ever starting up your small business.

As the business grows you then determine the number of staff to work with which is dependent upon your income and turn over. Small businesses are helpful for generating a reasonable amount of income depending on your hard work and effort. 

At first the income might not be encouraging but as time goes on with your hard work and persistence you would definitely grow to the top.

Posted by Crownleye Gbenga Dayveed

Financial Marriage Planning

 

Now that you are getting married, have you thought about your future financial plans as a couple? What about who will pay for what? Who will take care of the wedding expenses? Have you talked about buying a house or car? What about insurance, final will, pre-nuptial agreement, stocks, bonds, shares, debts etc?

Getting married is easy; planning for the years to come is entirely a different story. The couple should ensure that they have carefully laid down a financial plan for the future. Marriage is not all about finances, nonetheless. Because if it is just about money, what's with promise to cherish each other for better or for worse, for richer or for poorer? However, the couples should also seriously consider financial marriage planning so that this aspect of marriage will not be a cause of anything that would break the vows you took at the altar. Here are some important things you should consider on financial marriage planning.

Paying for the wedding. Why do so many people spend too much on a one-day event when they can use the money to some long-term investment such as house mortgage or invest on a business? An average American couple spends $19,000 for wedding alone. Why not put this money to pay off debts? If you plan well enough you can cut the wedding cost up to a minimum without sacrificing the dream wedding you want achieve. If you can make your own invitation, ask a friend for the photography and video coverage, ask your mom or your future mother-in-law to bake the cake, etc, you can make a lot of savings.

Pre nuptial agreement? It is very popular among the rich but lower and middle-class couples should also take serious consideration about this matter. Of course, you do not think of divorce when you are getting married, don't you? However, when or if you get to the point that you are heading to divorce court, it will save a lot of money and emotional battle when you sign a pre-nuptial agreement. Again, marriage does not always lead to divorce but think of pre-nuptial agreement for the moment and the good things it will give to both of you.

Marriage Tax Penalty. The couple's income is combined as though it is earned by one person after they get married. So if you are earning less than your fiance's now, be prepared to fall under his or her tax bracket after the wedding. Yes, it is cheaper to stay single. That is why you need to discuss this together so that you can plan it out carefully. The good news is, marriage tax penalty fill gradually be passed out as the years go by.

Household finances. Who will pay for the utility bills? Is it better to joint credit card accounts? Do you need to maintain a shared bank account? What is the share of each spouse to the budget? How much from your income will go to savings? How much debts you both have? How will you pay for them? Before tying a knot, sit down and discuss these issues.

Financial goals. Setting financial goals as a couple early will put your financial plans into right perspective. Set short-term goal like buying a house and college education, and long-term goal such as when and where you want to retire. Consider the option of consolidating your finances. If it works for both of you, go for it.

Safety net. Health, life, and disability insurance: there are some types of insurance you can consider. You may already have these insurance but it is worth to review what coverage you need to cover joint responsibilities.

Finally, why not hire a financial planner? Financial marriage planning can be done objectively and effectively if there's an expert sitting with you throughout the process. Financial experts will be able to assess your financial standing and will be able to give realistic goals based on the data you provide. Fees for financial planners vary from firm to firm. To give you an idea, a Certified Financial Planner charges an average fee of $100 per hour; $300 for a plan that covers a specific area; like retirement planning; $700 for a comprehensive financial plan.

Posted by Crownleye Gbenga Dayveed

Money Problems in Marriage

 

Money is never an easy topic to discuss whether married or contemplating marriage. It is a topic that is rarely discussed, prior to marriage, yet it should be for the following reasons.

• 1. Marrying someone who spends money irresponsibly can wreak havoc on family finances after marriage or
• 2. Marrying someone with a great deal of debt can prevent both partners from making any major purchase such as a house or a car, after marriage.

Unfortunately, love is blind and most of us ignore or fail to see the impact of each other's habits on marriage until after marriage. The habits we bring to marriage, are habits that we have acquired over time. Each partner within the marriage handles money differently. It is a rare occasion when two people entering marriage have the same spending habits. When the spending habits of each partner are different, it becomes imperative to reconcile the differences to prevent money from becoming a point of contention in the marriage.

Usually there is one partner who is far more capable and often wiser in the handling of money than the other. The partner who is financially savvy will most likely be the one to handle the disbursement of money within the marriage. However, both partners should be actively involved in the discussion of money and the financial state of the marriage, at all times.

Making a budget and committing to follow it can be a tremendous aid in preventing heated arguments and stress in handling money within the marriage. Both partners should be able to discuss how, when and where money is spent, determine what is left and how residual money, if any, is used and for what purpose. Any money entering the marriage should be shared, regardless of who brings home the
the bigger paycheck. Ongoing discussions of money in marriage should always consider the following:

• 1. What each is to contribute to the household expenses
• 2. Setting up a joint bank account for the household expenses such as bills and the necessities for every day consumption, allows each partner to know where the money is being spent
• 3. Monitoring the budget at least once a month to make sure that there is enough money to take care of all household expenditures and other necessities
• 4. If necessary, determine how much each is to spend out of money left over each month for personal items and place that amount in individual accounts.
• 5. Discussing and setting goals as to what both partners want out of the marriage and working on one goal at a time by setting money aside to accomplish it
• 6. Setting up a savings account for the marriage can come in handy during tough times and emergencies
• 7. Making it a priority for both, to live within available means. When possible, make major purchases only when they will not place a strain on the budget
• 8. Setting mutual goals to achieve in the marriage. For each set goal, make sure it is achievable without placing a financial strain on the marriage
• 9. Resisting the urge to live like the Joneses. The Joneses may be in far worse shape financially than you are
• 10. Paying off credit cards and paying cash for purchases, whenever possible. If a credit card is absolutely necessary, keep only one for emergencies and pay if off, preferably at the end of each month or as quickly as possible to eliminate or cut down on finance charges. Keep it at a low or no balance, just in case, an event occurs that impacts the financial state of the marriage.

It is virtually impossible to plan for every setback or event that may occur, that effects the marriage, financially, but by planning and working together any financial setback can be rectified with time. Handling money in marriage requires commitment and compromise on the part of both partners. Discussing money on a regular basis keeps both partners on the same financial page. When both partners are aware of the state of finances within the marriage and are spending responsibly, the discussion of money should no longer be a factor of contention and making plans for the future of the marriage will be a lot easier.

Posted by Crownleye Gbenga Dayveed

Increase Your Success in Getting Home Based Small Business Financing!

In today's economy, you need to put as much in your favor a possible when seeking financing of any sort, and especially for a new at home based business. Bankers are extremely "skittish" after all that has happened since the collapse of the real estate "bubble", so you must be as prepared and professional as possible when getting ready for that all important meeting with your loan officer.

There are many things you should consider before trying to secure "start-up" funding from a bank and here are five of the items I consider most important.

1. Check Out Your Local Banks First. Again since the beginning of our economic downturn, larger national banks have gotten extremely difficult to deal with. Right now, I would shy away from them like the plague. Today, your chances of getting a loan with these guys a pretty slim, so bigger is not necessarily better. The smaller community banks might be more inclined to finance businesses in their areas, and their loan officers are more likely to give you individual attention, especially if they known you and have done business with you in the past.

2. Make sure you know what's in your credit report. Before you ever get to the point of making a loan request appointment at your local bank, make sure you thoroughly review your own credit report so that you can begin the process way ahead of the game. Be sure you know what potential lenders are going to find in a report they use to determine if you're a good risk for a loan. If your report shows a mistake, make sure you contact the three major credit reporting agencies and demand a correction. If there are any late payments, bankruptcies, and/or foreclosures in your credit report that did indeed happen, be sure to include a letter with your loan application explaining the events and reasons that led this "black mark", and how the situation has changed and/or has been corrected.

3. Develop a well thought out and professional top home business plan. Put yourself in your banker's shoes! Would your lend money to a guy who has not taken the time to thoroughly analyze every aspect of how he was going to put together a successful home based small business and "put pen to paper" on how exactly that was going to be accomplished?

Having a solid business plan is your best shot at getting a loan, period! So it is imperative that you not only develop a complete plan, but also a professionally presented plan as well. It's especially important to produce a "dynamite" executive summary. This is what bankers look at first and should be a synopsis of your at home based business from one to three pages in length. If you do a good job and they like what they see, they might read on.

4. Don't buy real estate when leasing is an option. Lenders want to deal with frugal, careful and fiscally conservative entrepreneurs. Bankers also favor businesses that plan to rent rather than purchase a building and your proposed top home based business start-up fits that bill. That's because lenders prefer that you invest in assets that generate income, like inventory and equipment, seasoning your business before your go "crazy" with expansion programs. Bankers also don't look favorable on high renovation costs.

5. Put "skin in the game. Another way to improve your chances of getting a loan is to put some of your own money on the line. Bankers typically like to see work from home company professionals put up at least a 25 percent equity stake in the businesses they finance. Of course this is one of the easiest metrics to meet because you probably already have at least that much equity in your home where you plan to launch your business. A 25% down payment for inventory and equipment will help the approval process move forward.

Remember, preparation is the key whether you're just trying to earn extra money from home or building a top home based business projected to support you and your family. Preparation will give you the confidence to shine in your meetings with loan officers while on your top home business path to success.

 

Posted by Crownleye Gbenga Dayveed

The 5 Essential Types of Digital Marketing & How to Use Them

 

Digital marketing offers countless ways to reach potential customers and grow your business through the internet. However, there are some more effective than others when it comes to increasing sales and getting more visitors to your website. Luckily, you don’t have to try them all out to see which ones work best for you; below are the five essential types of digital marketing, what they’re good at, and how to get started with each one.

1. Search Engine Optimization (SEO)

SEO is the practice of optimizing a website for Google search with the goal of earning higher web traffic levels and improving the visibility of the site. To optimize a site for SEO, you need to understand how Google search works, what people are searching for, and what type of content will answer their queries. You also need to know how to measure your results so you can continually improve your SEO strategy. Here are seven essential tips for doing SEO:

1. Do your research. Understand how Google search works and what people are searching for.

2. Keyword research is essential. Find out which keywords relate to your business and incorporate them into your website and content.

3. Optimize your website for Google search. 4. Stay up-to-date on current trends in digital marketing by reading blogs or following industry leaders on social media. 5. Pay attention to analytics. Look at what’s performing well and adjust accordingly. 6. Focus on one keyword phrase per page. 7. Integrate keywords throughout your copy using LSI (Latent Semantic Indexing). 8. Be wary of black hat SEO tactics such as keyword stuffing or keyword spamming - these could get you penalized by Google and have an adverse effect on your rankings. 

2. Search Engine Marketing (SEM)

SEM is the process of using paid advertising to improve your visibility in search engine results pages (SERPs). SEM can be done through two main methods: pay-per-click (PPC) advertising and search engine optimization (SEO). 

PPC is a form of online advertising where you pay a fee each time someone clicks on your ad, while SEO is a process of optimizing your website to improve your organic (non-paid) visibility in SERPs. 

A common way to combine these two tactics is by targeting specific keywords that you want to rank for with PPC ads, then doing the groundwork needed to actually show up for those terms in SERPs with good SEO practices. 

For example, if I was running an ecommerce store selling electronics, I might do some research into what keywords people are searching for most often and which ones are more expensive because they have more competition. Then I would target those keywords specifically with my PPC ads. Finally, I would focus on generating high quality content related to those searches and making sure it's optimized well so that it ranks high enough in natural SERPS without paying anything at all. 

3. Social Media Advertising

Advertising on social media is one of the most effective and affordable ways to reach your target market. You can create ads that target specific demographics, interests, and even behaviors. Plus, you can use powerful tools like Facebook Insights to track your results and optimize your campaigns. 

There are many options for what you can advertise on social media, such as videos, click-to-call buttons or coupons. With a little creativity, advertising on social media can be a cost-effective way to grow your business. 

Social Media Content Creation: Creating content that draws an audience is no easy task. But if done right, it’s worth it! Content creation encompasses any type of post you publish on any given social media platform including blogs, articles, pictures and more. 

Maintaining a blog not only keeps customers engaged with your company but also provides SEO benefits since Google loves fresh content. 

Continuation (six+ sentences): With increased competition in today’s digital marketing world, quality content needs to stay fresh so make sure to post at least once per week! Email Marketing: Email marketing is still one of the best methods for capturing leads.

4. Email Marketing

One of the most important types of digital marketing is email marketing. By building a list of subscribers and sending out regular newsletters, you can stay top-of-mind with your audience and build a relationship with them. Plus, email marketing is one of the most cost-effective ways to reach your target market.

 Here are a few tips for getting started

• Use free platforms like MailChimp or Aweber 
• Consider what you want to communicate before writing anything (e.g., whether you want to focus on entertaining your readers or educating them) 
• Include a call-to-action in every email that tells people what they should do next
• Segment your mailing lists into separate groups based on who they are (e.g., if someone subscribes via Facebook, they might be interested in different content than someone who subscribes via Google)
• Look at analytics data from each platform to see which channels have higher open rates and click rates
• Remember that emails don't always show up immediately, so make sure you're communicating often enough so your contacts don't forget about you
•  Don't use spammy tactics: Always offer something valuable, never ask for money or share private information without permission

5. Branding Online

Your brand is what makes you recognizable and sets you apart from the competition. And in the digital age, your online presence is one of the most important aspects of your brand. To build a strong online presence, you need to focus on creating a consistent look and feel across all your channels, from your website to your social media profiles. And make sure your content is high quality and on-brand. By providing useful information, people will be more likely to engage with your posts and spread the word about your company. 

What are some other ways to create an effective online presence? Social Media: Social media has become an essential tool for small businesses who want to get their name out there and build relationships with potential customers. Posting new content regularly (at least once a day) will increase engagement rates. Keep things fun by posting content that’s relevant to your industry or does something unexpected like take quizzes or polls that users can participate in. 

You should also respond promptly when someone comments on or likes your post - if they know they can reach you easily, they'll be more likely to do so again! In addition, cross-promote yourself on other platforms where your target audience might already be active. For example, if you're targeting students who spend time reading blogs in college libraries, you might advertise your book readings on university websites or popular student blogs. 

Search Engine Optimization: Search engine optimization refers to techniques that help pages rank higher on search engines like Google. These techniques vary based on the type of site being optimized but generally include keywords and metadata descriptions as well as using social media to drive traffic back to your site. 

Finally, it's crucial not to forget mobile optimization since people are increasingly searching online using smartphones rather than desktops!..

Posted by Lovehubmedia

How To Withdraw Money From Webmoney To PayPal 2022?

On this article we will explain in details how you can How Withdraw Money From Webmoney To PayPal. 

Go to your Personal Area and click WebMoney in the Withdrawal section. You can choose the trading account you wish to withdraw. 

WMSIM provides its users the opportunity to exchange between two of the most popular worldwide payment system PayPal and Webmoney.

Paypal allows you to maintain accounts in different currencies, as well as send and receive payments between its members. This payment system is very popular among those who make buying and selling on the Internet.

Protection program buyers from PayPal allows you to make purchases without worries. If you do not receive goods ordered over the Internet, or if this product does not match the description offered by the seller, PayPal may reimburse you for the purchase cost.

Requirements

For exchange to PayPal and WebMoney must be met the following requirements:

• PayPal Account must be open for at least 45 days;
• WebMoney Account must be open for at least 7 days;
• accounts in both systems must be owned by one person and to be verified (have status checked);
• PayPal Account must be registered in WMID in «Registration with other systems» through WebMoney Passport.
• If you receive an error message when creating an order «PayPal Account does not coincide with the personal data of the owner WMID», you need to link PayPal to WebMoney.

To bind a PayPal Account to WebMoney, you need to:

• go to WebMoney Passport and log inselect the section «Control Panel» - «Registration with other systems»;
• enter your PayPal e-mail and click «Save».

Please note that the e-mail into PayPal and e-mail in WebMoney must match. If you have a PayPal Account with a different e-mail, it is necessary to specify an additional e-mail in PayPal Account («Settings» - «Account»).

Restrictions Top-Up WebMoney via PayPal

In order to prevent fraud and money laundering need to specify the source of funds PayPal and attach of a few screenshots of the pages of your PayPal Account - Account, History and Profile.

In connection with the possibility of a refund PayPal, WMSIM reserves the right to delay the completion of the exchange of up to 48-72 hours for new users.

Direct Payment Services

If you do not have a PayPal Account or the account is restricted limits, but you need to pay for the purchase in the online service, WMSIM can do it for you!

WMSIM is a verified participant in PayPal payment system and is ready to pay for any purchases with no restrictions on the amounts.

By entrusting us the payment, you will save time and money by avoiding unnecessary fees for the exchange of one currency for another and converting the subsequent payment with PayPal.

Simply select withdrawal WebMoney to PayPal, enter your WebMoney e-mail in the field PayPal Account and check the option «I do not have a PayPal Account and need direct payment services.». In the note indicate what and where you want to pay, as well as login and password if authentication is required on site for payment.

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How To Withdraw Money From Webmoney To PayPal 2022? 

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The cryptocurrency space has lost 2Trillion US dollars in market capitalization.

 

Just In 8 months the crypto-currency space has lost 2Trillion US dollars in market capitalization. Within the period, Bitcoin has lost about 70% from its peak value and has been seen trading below 21K USD. 

The reverberating impact of the crash of Cryptocurrencies is far reaching. Huge losses is crystallizing on margin and leveraged positions as exchanges are closing out accounts and positions that can not meet margin call requirements. 

The bottoming out in this space does not seem to be near as Cryptos have been established to be sensitive to inflation and interest rate. 

As easy money fades and with expected hike in Fed's rate, all highly risky assets which  cryptos belong to would witness significant price drops. 

This is not a time to buy any dip. It is time to review your romance with Cryptos. Given that a number of firms in the crypto ecosystem are laying off staff and scaling down, you should think again.

Micro Strategy, a firm deep into blockchain and cryptocurrency is reported to be losing 1Billion dollars in value. This firm had converted all their cash to Bitcoins.

You can not equate a speculative play in Cryptos as investing. 

Invest in assets that have underlying productive value and in assets you fully understand their dynamics.

The cryptocurrency space has lost 2Trillion US dollars in market capitalization.

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Best Forex Brokers with Minimum Of $1 Deposit in Nigeria

This article mention a list of brokers that traders can start trading with a minimum deposit of only $1 on Forex. 

OANDA

OANDA is a worldwide Forex and CFD broker that also offers corporate Forex solutions and currency conversion. Users may trade Forex, Indices, Metals, Commodities, and Bond CFDs using the broker's own trading platform for desktop, web, and mobile, as well as MetaTrader4.

OANDA is the most Regulated Forex Broker and operate across six of the most credible authorities including: 

1. Australia AISC (Australian Securities and Investments Commission)
2. United States CFTD (Commodity Futures Trading Commission)
3. Europe and UK FCA (Financial Conduct Authority)
4. Japan IFFA (Institute Financial Futures Association)
5. Singapore MAS (Monetary Authority of Singapore)
6. Canada IIROC (Investment Industry Regulatory Organization of Canada)

OANDA offers two accounts, a Standard Account and Premium Account. Each account comes with their own unique features and benefits. A free demo trading account is also on offer.

Customer support is available via a FAQ section, an OANDA Virtual Assistant and phone.

FXTM 

An FXTM Nigeria Review shows that the broker offers two NGN account funding methods through bank wire transfer or Neteller. The minimum deposit is $1 for a standard forex account which allows individuals to start trading a range of currency markets while lowering the exchange costs when moving NGN currency to a standard base currency like the GBP, USD or EUR.

 

FXTM offers social trading (copy trading) which allows a trader to select a Strategy Manager and mirror his trades. The broker offers local seminars run by industry experts in Nigerian locations such as Port Harcourt to complement the webinars offered on the website.

 

XTB

XTB is an online CFD, Crypto and forex broker founded in 2002 with headquarters in London and Warsaw and offices in more than 10 countries. XTB prides itself on offering a personal approach, wide range of educational materials and an award-winning platform. 

 

They are listed on the Warsaw stock exchange and favoured by over 140,000 clients worldwide, trading over 1500 global markets and is regulated by several international authorities including the UK's Financial Conduct Authority (FCA) and the Polish Financial Supervision Authority (KNF).

 

Exness 

Exness was founded in 2008 and offers trading on more than 100 Forex pairs, a small range of cryptocurrencies, over 70 stock CFDs, indices and commodities to their more than clients worldwide. Exness has nine account types on the MT4 and MT5 platforms with the Standard Cent Account aimed at beginners who want low fees and a low minimum deposit of 1 USD, micro-lots, and spreads as low as 0.3 pips. The only disadvantages to this account are that traders will only be able to trade currency and metals.  Open a Free Trading Account Now

ECN Accounts for experienced traders has raw spreads and 7 USD commission.

 Best Forex Brokers with Minimum Of $1 Deposit in Nigeria

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Naira Depreciates at Official Market

 Naira hit an intraday high of N404.00 and oscillated to a low of N420.50 before closing at N414.40 per $1 on Monday.

 

The Nigerian naira suffered a loss at the official market on Monday against the US dollar.

 

According to a report by Premium Times, at the close of business on Monday, FMDQ securities exchange window, also known as the Investor and Exporters (I&E) window where forex is officially traded showed naira closed at N414.40 per $1.

 

This implies a N0.1 or 0.02 per cent depreciation from N414.30 it exchanged in the previous session on Friday last week.

 

The currency’s performance became evident as forex turnover increased by 48.22 per cent with $184.31 recorded as against the $124.35 million posted on Friday last week.

 

Naira hit an intraday high of N404.00 and oscillated to a low of N420.50 before closing at N414.40 per $1 on Monday.

 

At the black market in Abuja, dealers exchanged the naira at N575.00 per $1 on Monday, while dealers in Uyo said the currency exchanged at N570.00 to a dollar in the morning.

 

At noon, the dealers said they were sceptical to purchase the hard currency because the price was fluctuating.

 

“Dollar had no fixed price as of the close of business today in Uyo, because we are afraid that the currency might crash. We are waiting to know how much it would trade tomorrow, but we sold in the morning at N570.00 to a dollar today,” a dealer who does not want his name mentioned told PREMIUM TIMES via telephone.

 

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Nigeria Borrows Fresh $4bn Through Eurobonds

It has been revealed that Nigeria has raised another $4bn through Eurobonds.

The Debt Management Office disclosed this in a statement on its website on Tuesday titled ‘Nigeria raises $4bn through Eurobonds’.

This would raise Nigeria’s Eurobond debt from $10.37bn as of the end of March according to figures obtained from DMO’s external debt stock figure to $14.37bn.

The DMO said in the statement, “After an intensive two days of virtual meetings with investors across the globe, Nigeria has raised the sum of $4bn through Eurobonds.

“The order book peaked at $12.2bn which enabled the Federal Government of Nigeria to raise $1bn more than the $3bn it initially announced.

“This exceptional performance has been described as ‘one of the biggest financial trades to come out of Africa in 2021 and an ‘excellent outcome’. Bids for the Eurobonds were received from investors in Europe and America as well as Asia.

“There was also good participation by local investors. The size of the order book and the quality of investors demonstrated confidence in Nigeria.”

It added that the Eurobonds were issued in three tranches which were seven-year $1.25bn at 6.125 per cent P.A; 12-year $1.5bn at 7.375 per cent P.A; and 30-year $1.25bn at 8.25 per cent P.A.

The DMO added, “The long tenors of the Eurobonds and the spread across different maturities are well aligned with Nigeria’s Debt Management Strategy, 2020-2023.

“Since the Eurobond were issued as part of the new external borrowing in the 2021 Appropriation Act, the raising of $4bn through Eurobonds provides a significant amount of funds to finance projects in the Act, thus contributing to the implementation of the 2021 Appropriation Act.”

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Nigerians Will Start Downloading E-naira Wallets From October 1 - CBN

The Director, Payment System Management, at the CBN Mr. Musa Jimoh, said this during an interview on the ‘Business Morning’ programme on Channels Television yesterday. This came as the apex bank also decried calls for the CBN Governor, Godwin Emefiele’s resignation.

 

According to him, the e-naira which is set to be launched on October 1, 2021, is a legal tender equal to the value of the naira and thus must be accepted as a form of payment by all merchants and business outlets. Jimoh said: “Today, anywhere you present naira to pay, compulsorily it must be accepted because that is our fiat currency.

 

So, the same way naira is accepted that you can’t reject it, is the same way e-naira must be accepted. Anywhere in this country where e-naira is presented, it must be accepted.

 

So, merchants must accept e-naira as a means of payment. “The liability of the enaira money is directly on CBN which is similar to the cash you hold. The liability of the cash you hold today rests with the CBN.

So, it gives Nigerians the opportunity to bank with CBN.” The CBN Director emphasised that the e-naira comes with many benefits and would save the cost of printing more notes.

“Today the cost of producing the naira and coins is very high. It costs money to print naira in this country. Now, the minting of e-naira is electronic so it reduces cost,” Jimoh stated. He also said that charges of transferring funds would be lower for those using the e-naira.

 

Meanwhile, the spokesman of the CBN, Mr. Osita Nwanisobi, has faulted claims from certain quarters for the resignation of the CBN governor over issues relating to the exchange rate of the naira.

 

Speaking with newsmen in Abuja on Monday evening, Nwanisobi alleged that those behind such calls were only pursuing their selfish agenda fueled by those who had long benefitted from rent-seeking practices in the parallel forex market, which he refused to recognize as a significant segment of the country’s forex market.

 

According to him, the CBN would not be distracted in its mandate by yielding to the selfish tendencies of a few to the detriment of the majority.

 

He therefore urged the banking public to disregard claims aimed at impugning the reputation of the Bank, insisting that the Bank remained committed to carrying out its mandate for the good of the Nigerian people.

 

He also assured that the CBN remained committed to meeting the foreign exchange request of travelers with legitimate needs as they relate to travel allowances, payment of tuition and medical fees among other invisibles.

 

He noted that there was enough supply of foreign exchange to the banks to meet legitimate demands for foreign exchange.

 

Nwanisobi, who insisted that no customer requiring foreign exchange for genuine transactions would be turned back by their banks, urged the banking public to insist on their rights to be attended to as long as they possess all the requisite documents to validate their request.

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Naira Depreciates Further Against Dollar...See Latest Exchange Rate

 

According to Vanguard, the naira depreciated N570 per dollar on Friday from N540 per dollar the previous week at black market, losing N30, the highest in recent years.

 

In the I&E window, the Naira depreciated by 88 kobo as the indicative exchange rate dropped to N412.88 per dollar on Friday from N412 per dollar the previous week.

 

However, the volume of dollars traded (turnover) in the window rose by 35 per cent to $975.63 million last week from $724.11 million traded the previous week.

 

Meanwhile, data on the Central Bank of Nigeria (CBN) website showed that the nation’s foreign reserves gained $600 million  as the gross amount   rose to $35.4 billion on Friday from $34.8 billion the previous week.

 

The liquid amount also grew by $600 million to $35.1billion on Friday from $34.5 billion the previous week.

 

These were coming as the members of the Central Bank of Nigeria, CBN, Monetary Policy Committee, MPC, applauded the apex bank on management of exchange rate thereby urging the apex bank to take further  steps to restrict the activities of unauthorised and illegal dealers in the foreign  exchange market.

 

The communiqué of the MPC meeting held last week in Abuja stated: “On the management of the exchange rate, the Committee applauded the Bank for improving foreign exchange supply in the economy to meet legitimate  business and consumer demand.

“Members thus, urged the Bank to take further steps to restrict the activities of unauthorised and illegal dealers in the foreign exchange market, stating that all foreign exchange transactions must be  conducted at the I&E window to ensure transparency and stability. 

“The Committee, thus, called on the Bank to intensify surveillance over foreign  exchange sales and utilisation by commercial banks and customers, to ensure that operators adhere to stipulated guidelines set by the CBN. 

“The Bank thus, maintains its resolve to continue to restructure the foreign exchange market and will pursue all recent policies targeted at sanitizing the market to improve transparency and proper functioning to eliminate illegal foreign exchange dealers in the economy.”

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HND Holder Tells Interesting Story Why He Resigned From My Bank Job For Bread-Hawking

File photo used only for illustrative purpose

Ali Dahiru, a Polytechnic graduate in Kaduna, who resigned his job in Zenith Bank and took to selling bread, says his decision has turned out to be a blessing, NAN reports.

Dahiru, a Higher National Diploma holder, who graduated from Kaduna Polytechnic in the field of Cooperative Economic and Management, told the News Agency of Nigeria that he hawked bread on the streets of Kaduna, and was proud of his trade.

”After my graduation, I worked with Zenith Bank as ‘Contract Staff’ for six years, before I resigned to start selling bread.

Narrating how his ‘romance’ with the bread business started, Dahiru said a man that was bringing bread to the bank, arose his interest.

”It was during my annual leave that I decided to talk to a man who sells bread to us in the bank, indicating my interest in the trade.

“I had realised that what he earned in selling bread was more than my monthly earnings at the bank.

”He tried to discourage me on the grounds that as a graduate, bread-selling was not something I should embark on, but I insisted.

”I eventually resigned from the bank and started selling bread on a motorcycle, to the surprise and dismay of some people,” he said.

He said his economic status had risen now, compared with when he was a casual staff at the Zenith Bank, adding that he was now in a position to assist people in need of money.

“I am not ashamed of selling bread as a graduate; those that parade themselves as graduates and do not have a source of income do ask for assistance from me; they should be ashamed, not me.

”I save a minimum of N5,000 daily if my customers did not default in settling my money, but if they do, I save N3000 daily,” he boasted.

According to him, his only challenge is the means of transporting bread to customers, saying the motorbike currently being used, is inadequate.

”I use a motorcycle which cannot carry large quantity of bread to meet up with the demand of my customers; some times I to go to the bakery three to four times, and often time before I finish my supply, the bread at the bakery would have finished,” he said.

While calling on young graduates to embrace legitimate businesses, no matter how little, he admonished the youth to always “cut their coat according to their size.”

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Jeff Bezos Becomes The Richest Man In History With A Net Worth Of $211billion

 This comes after his worth rose to a staggering $211billion as the share price of his e-commerce company rocketed by four percent.

 

Jeff Bezos

 

Jeff Bezos has made history.

 

The Amazon founder has become the richest man in history, according to DailySun US.

 

This comes after his worth rose to a staggering $211billion as the share price of his e-commerce company rocketed by four percent.

 

The businessman’s net worth soared by more than $8.4billion on Tuesday, according to Bloomberg’s Billionaires Index.

 

Amazon stocks soared by 4.7 percent on Tuesday, according to reports.

 

Bezos’ net worth now stands at $211billion and Amazon’s share price has increased by 15 percent since the start of the year.

 

The e-commerce pioneer, 57, has shattered records for wealth since the Index started ranking billionaires’ net worth in 2012.

 

Tesla founder Elon Musk is second on the list with a net worth of $181bn while tech mogul Bill Gates is currently ranked fourth.

 

Facebook’s Mark Zuckerberg has an estimated net worth of $131bn.

 

Bezos’ success comes as the Pentagon canceled a disputing cloud-computing contract with Microsoft that could have been worth $10billion.

 

Microsoft won the contract under former president Donald Trump but Amazon went to court alleging that the process was flawed and "improperly influenced by politics”, the AP reports.

 

The JEDI project was designed to store vast amounts of classified data - allowing US military officials to improve communications with soldiers on the battlefield, as well as using artificial intelligence to speed up its war planning.

 

It is being reported that the Pentagon will pursue potential deals with both Amazon and Microsoft.

 

On July 5, Bezos stepped down from his role as Amazon CEO, handing over the reins to Andy Jassy.

 

Jassy previously ran Amazon’s cloud-computing business.

 

Earlier this year, Bezos said he planned to focus on new products and early initiatives being developed at Amazon.

 

He said he would have more time for side projects, including his space exploration company Blue Origin, his philanthropic initiatives, and overseeing The Washington Post, which he bought.

 

Bezos, who is the company’s biggest shareholder, will still have broad influence over the e-commerce giant.

 

The businessman received a salary of $81,840 and $1.6million in other compensation from the company last year.

 

Despite the economic crash brought on by the coronavirus pandemic, Bezos' wealth ballooned over the last 12 months with shuttered shops driving Amazon sales skyward.

 

That came even as he handed over a quarter of his Amazon stock to his ex-wife MacKenzie Scott as part of their divorce.

 

Bezos is said to be more than twice as wealthy as the entire British monarchy - which was estimated to be worth $88billion in 2017 - and his fortune exceeds some nation's gross domestic product.

 

It's reported that he makes more money every second than the average US worker makes in a week, according to Business Insider.

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